Digital Microfinance · DRC

Finance that moves your business forward.

Digital credit and financial solutions built for underserved communities, SMEs and informal businesses across the DRC.

Available Credit

$1,250

Approved limit: $2,000

Send

Receive

Pay

Credit disbursed

+$1,250

Repayment

−$150

Loan Approved

$2,000

48h

Fast approval, every time

From application to decision in under 48 hours. Our digital-first process cuts out the red tape so you can focus on what matters — growing your business.

26+

Nationwide reach across the DRC

Operating across all 26 provinces, from Kinshasa to Katanga. Whether you're in a major city or a rural community, Avenir is built to reach you.

Why Avenir

Built for every Congolese entrepreneur

Whether you run a market stall, a growing SME, or work in the gig economy — Avenir has the financial tools you need.

Digital First

Access loans and services via your phone — USSD, App or Agent. No branch visits required.

Built for You

Designed for the gig economy, informal traders and SMEs — not just salaried employees.

Trusted & Secure

Your data is protected. Your transactions are secured by bank-grade encryption.

Empowering Communities

We grow with you and support local economies across the DRC to thrive.

The Process

Three steps to funding

Apply in minutes. Get an instant decision. Receive money in your account fast.

Apply

Fill in your details online, via USSD or through a local agent. Takes under 5 minutes.

Review

Our system reviews your application and provides an instant credit decision.

Get Funded

Once approved, funds are sent directly to your mobile wallet or bank account.

Mobile App

Everything you need, right in your pocket.

Manage your credit, make payments and grow your business on the go. The Avenir app is coming soon to iOS and Android.